Where many financial advisers see randomness, we at Cadinha & Company see distinct trends. That’s because we have the expertise and tools to look past the constantly changing winners and losers to what lies beneath.
We can’t imagine advocating the popular idea that because performance seems so random our clients should be invested in every asset class.
We know that changes in economic environments, like taxes and regulations, impact asset classes in different ways. We think that changes in monetary and fiscal policies create predictable market cycles. So if we can define the macroeconomic events of today, we can ascertain which asset classes will best perform tomorrow. There is a logic when we choose, for example, stocks over bonds, international over domestic, small caps over large, growth stocks over value. And we can explain it to our clients.
We don’t believe in random. We believe in the people and tools we have developed over the past 40 years to understand patterns in a way few others do.